In other words, in most cases the plan will cover 60% of the
covered medical costs and the person with coverage pays 40%.
You should ask your employer for help figuring out if the plan
offered to you meets the minimum value standard. Your employer
can also give you the information needed to determine if the plan is
considered affordable to you.
One way to gather this information is by asking your employer to fill
out an Employer Coverage Tool.
Consider your choices carefully
If it turns out that you don’t qualify for lower costs on insurance
you’d buy through the Marketplace, be sure you take this into
account before you consider choosing a plan other than your
employer’s.
Your rights, protections, and benefits
The health care law provides important new rights, strong
consumer protections, and key benefits that apply to most jobbased insurance plans.
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